Should I have personal property insurance?

Answer

UC Santa Barbara requires renters insurance for all residents of campus housing. Renters insurance provides valuable protection if your personal belongings are stolen or damaged, including laptop computers, smartphones, bicycles, game consoles, textbooks, clothing, and other personal items. If your laptop or other valuables are stolen or damaged, you are responsible for replacing them - not the school. Renter’s insurance may also protect you financially for unintentional damage to the apartment and/ or bodily injury for which you are liable. The GradGuard insurance policy was designed for University of California students. Alternatively, you can check with your private homeowner’s or renter’s insurance policy about coverage. If you don't have your housing assignment when you sign up, please use the following address:

University of California
Santa Barbara, CA  93107

For more information, please visit: GradGuard Insurance